Buy First or Sell First? How to Decide What’s Right for You

One of the biggest challenges for homeowners looking to make a move is answering this critical question: Should I buy a new home first or sell my current one first? If you're in that boat, you're not alone—and there is a smart way forward. Let's break it down.

🔁 Why This Decision Matters

Buying and selling at the same time is a delicate dance. The order in which you do it affects everything from your stress levels to your finances and your timeline. But with the right plan, it doesn’t have to feel overwhelming.

🏠 Option 1: Sell First, Then Buy

Pros:

• You know exactly how much equity you’ll have for your next purchase.

• You’re not juggling two mortgage payments.

• It reduces financial risk and can increase peace of mind.

Cons:

• You may feel rushed to find your next home.

• Temporary housing might be needed if you don’t secure a new place quickly.

Ideal for: Those who are risk-averse or whose homes are likely to sell quickly in today’s market.

🛍️ Option 2: Buy First, Then Sell

Pros:

• No need for temporary housing.

• You can move into your new home before putting the current one on the market.

• More control over your next move.

Cons:

• You may carry two mortgages for a short time.

• Your buying power might be affected if your current home hasn’t sold.

Ideal for: Sellers with strong financial footing or access to financing options like a bridge loan.

💡 The Smart Way to Decide

If you're still unsure, consider:

• Your financial flexibility: Can you afford to carry two homes temporarily?

• The market speed: Are homes in your area selling quickly?

• Your timeline: Do you have time to wait for the perfect next home?

This decision isn’t one-size-fits-all, and that's where I come in. With a custom strategy tailored to your situation, I’ll help you time the market to your advantage—so you can move with confidence, not chaos.

📞 Let’s Create Your Strategy

Whether you're leaning toward buying first or selling first, the right plan makes all the difference. I help clients in Central Ohio navigate this process every day—and I’d be honored to help you, too.

Contact me for a personalized consultation today. Let’s talk timelines, options, and how to make your transition seamless.